Tag Archives: payment card

Breach Brief – Wendy’s

Wendy's_logo_2012.svgIt seems that the Wendy’s data breach was worse than thought. The AACR first reported the data breach in January.  Now we are seeing the real damage. Wendy’s has admitted that the data breach was first suspected of affecting only a few hundred of its restaurants. Now the truth comes out and the number is over 1,000.

Wendy’s has released a searchable list of all the restaurants affected by the breach.

Originally Wendy’s believed that only 300 of its 5,700 franchises were breached. Wendy’s notified its customers and the public in February of the breach when it discovered evidence of malware in its POS systems.

Wendy’s has issued the following statement regarding the expanding breach.

“Based on the facts known to Wendy’s at this time, the additional malware targeted the following payment card data: cardholder name, credit or debit card number, expiration date, cardholder verification value, and service code. Please note that the cardholder verification value that may have been put at risk is not the three or four-digit value that is printed on the back or front of cards, which is sometimes used in online transactions.”

After detecting the presence of the malware Wendy’s claimed to have disabled it. Wendy’s believes that the malware attack first took place in the fall of 2015. Wendy’s also believes that it detected evidence of at least two separate malware attacks on its systems.

Customers of the fast food chain affected by the breach will receive are a year’s worth of “identity consultation” from Kroll Identity Theft Restoration if necessary. According Wendy’s “an experienced licensed investigator will work on your behalf to resolve related issues.

 

App of the Week – Earny

earny_LEverybody shops online. Black people especially enjoy the power and convenience of e-commerce. But shopping online has one big drawback and that is buying something only to discover it at a cheaper price later or at another website. That is why Earny is the App of the Week.

Earny allows online shoppers to get a better price by finding the item you purchased at a cheaper price and then getting you a refund for the difference. Yeah, you read that right! Earny will get some money back for you. Not only that but you pretty much don’t have to do a thing.

The app tracks your online purchases and finds your e-receipts by connecting with your email and Amazon accounts to see if you got the best deal. If Earny finds a lower price it will request a refund for you and take a 25 percent cut of the action. The balance will be credited back to your payment card. Yeah, you read that right! Earny automatically tracks your purchases and files for refunds or credits when it beats the price you paid.

Earny is programmed to understand the price match policy of online stores and knows how to file claims without any help from you. Think of it as a robot refund machine.

Earny can track purchases from over 50 stores including such giant retailers as Amazon, Target, Walmart, Best Buy, Nordstrom, and many others. Is this the bomb or what?

Earny is about to get a lot better according to co-founder Oded Vakrat.  Vakrat plans to provide consumers with the same protections across a variety of services.

“For example, flight tickets, hotels, car insurance, health insurance, phone plans – all those things we will focus on in the future,” he says. “We want Earny to watch your back for every payment you make,” adds Vakrat.

Earny is free and available at Apple and the company is developing an Android version.