Tag Archives: Military

Cellphone Plans; Which One is the Right One?


cinchIts the holiday season and someone is going to get a new cellphone. Most people already have a cellphone. Make that 96 percent of the U.S. population has a cellphone. African-Americans are more likely to have a smartphone than a computer. Among all Americans we do more business and shopping using mobile devices than all other groups.  You have no doubt seen all the commercials from all the cellphone companies with all the incredible promises of great services, plentiful data and great prices. The ads can be confusing. The question black people want answered is; which cellphone plan is right for you?

Cinch is a new online tool that allows you to answer a set of questions that guides you to the right phone plan. The phone plan search is the latest product from Cinch Financial, a company that helps consumers you find the right banks, credit cards and other financial products that best meets their needs.

The cellphone market is a vicious place that has cellphone companies at each other throats for customers. Why? Because everyone has a cell phone and few new customer can be found. So companies have to steal customers from each other. Not only are the big companies fighting for customers but they have to compete with smaller cell service providers that are nibbling away at specialized market segments. For example, Defense Mobile is specializing in serving current and former military members.  Consumer Cellular has targeted the market of older people with cell phones and has the backing of the AARP.

Cinch’s new tool assesses your needs and then suggests a cellphone plan from the many major and smaller carrier services competing for your business. According to Cinch the tool is designed to consider all the cell phone plans on the market including the fine print. Then, after you answer the questions, it customizes recommendations based on your specific situation. For people who do not wish to answer the questions they can send their bill to Cinch using the ‘BillSnap‘ feature of the website and they will do the comparison for you. Cinch clams to be totally unbiased and companies cannot pay to have their plan featured.

Cinch claims the tool uses the data collected from the various plans. The company said people tend to buy plans with too much data.  Cinch believes the easiest way to save money on phone plans is to reduce the monthly data customers pay for.

Now you know.

See also:

Big Four Wireless Carriers Get Poor Scores in Consumer Reports Rankings

T-Mobile is now America’s best wireless carrier (of the big four, at least)

What to Expect When You Switch Cell Carriers

Online Holiday Shopping Series #6 – Shipping

The big day is less that ten days away and the shipping deadline is even closer. If you want those holiday gifts to get there before Christmas you better get on the ball.  Shipping companies are working at maximum capacity so you better get on board while you can.

The United States Postal Service  offers its Holiday Planner and advises all you late shippers of the following dates; for standard postal shipping you already missed the date. It was December 15th. So you have to go with First Class and Priority Mail no later than December 20th. For Priority Mail Express the last date is December 23rd. With the USPS you can print you own shipping label as well as take advantage of other conviences. These include seeing what packages are coming your way even without a tracking number by signing up for Manage My Packages. This is probably the coolest of the holiday shipping tools since you can see what is on its way to your house. This is an extremely valuable tool when you think about the delivery confirmation scams currently sweeping the Internet. This service allows you to hold, forward and even intercept packages that are addressed to you. You can also track the packages you send out and schedule a package pick up at your door.

The USPS also has shipping links for both International and Military shipping. For International shipping you simply select the country you want to ship to and the the website will display the dates you need to ship by. You can also see all the APO/FPO AE zip codes for military shipping and the dates for Christmas delivery.

FedEx has reminders of its shipping dates  posted on its website. There are a variety of services that you can choose from to get the goods there by Christmas. But of course the later you wait the less options you have and the more it will cost you. You can click on the link provided to see the shipping choices FedEx also offers International destinations. You can also download their holiday schedule in PDF format. FedEx offers a money back guarantee for all its package deliveries. FedEx also offers various ways to track your packages including tracking and reference numbers.

United Parcel Service provides a handy chart so you can see exactly when you need to ship for Christmas delivery. You can also download their shipping calendar in PDF format. UPS even guarantees delivery if you ship on Christmas Eve if you use their Express Critical Service. But be prepared to pay.

The big day is soon and all the information you need is available to help you get your gifts to their desired locations on time. Good Luck and Happy Holidays!

Now you know