Tag Archives: cell phone contract

Pre-Paid Cell Providers Offering More Data

More and cheaper data is coming your way. Pre-paid cell phone providers are boosting the amount of data you can get but not boosting the price. Right now the cellular phone service market is a brutal, cut throat game. New customers are hard to come by and new technologies, small providers and competition makes it hard to increase prices. Its just a tough business to be in right now.

U.S. Cellular is a regional provider of pre-paid cell phone service but even so, it is the fifth largest cell provider in the country. The company’s Simple Connect Prepaid $45 monthly plan boosts the available data from 1GB to to 3GB.  Their $60 monthly plan also gets a boost from 5GB to 6GB. The companyis also offering a new plan that is $75  a month that includes 12GB of high-speed data.

U.S. Cellular also offers the Ready Connect Prepaid plan. Only Walmart and Dollar General store sell these plans. Customers can pay $45 for 4GB, $55 for 8GB and a $75 plan than offers 12GB of high-speed data.  If you enroll for auto-pay you take off another $5 off the $45 and $55 monthly plans, or $10 off the $75 plan.

Cricket Wireless is also at the data boosting party. On January 27th Cricket boosted high-speed data allowances for several of its plans. The new plans offer customers with the basic $40 a month plan and the $60 a month plan data boosts to 3GB and 12GB. Thats only a half a gig for the $40 plan but 2 GB for the $60 plan.

Cricket is also going to retain an existing promotion that upped the data limit from 5GB to 8GB for its $50 a month. From now on 8GB will be Crickets’s standard at that price level. Like U.S. Cellular if you enroll in auto pay you save $5 a month.

For the record its not a concidence that two pre-paid phone companies are offering data increases at the same time. Its actually about timing. According to U.S. Cellular Vice President of Brand Management, “February and March are popular months for prepaid wireless purchases, so our updated plans provide an even better experience to our current customers as well as any consumers looking for a better prepaid deal.”

Cell phone service does not have to be expensive. But you have to shop around, know your needs and your budget. A smart consumer can get the phone and the service plan for the price they are looking for if they just do a little homework.

The website Android Police did a little leg work for you. They found that MetroPCS is the cheapest cell  carrier offering a $30 a month plan that comes with 1GB of data. The cheapest prepaid providers are T-Mobile and Boost. The carriers tied for the cheapest with $30/month plans. But here is the catch, T-Mobile doesn’t advertise the plan it some of the compnaies reps don’t even know it exists. Android Police also warns against buying any kind of family plan. Apparently you can save money by just getting the  individual planes with more data. Check out “The Cheapest Cell Phone Plans in America”

We know in this country there are the truly needy. And no one should be isolated from the world because they can’t pay a phone bill. SafeLink Wireless offers free cell phone service for those less fortunate.  User can get a phone and 500 minutes absolutely free and free text messaging.

Now you know.

Buying vs. Leasing Technology Hardware

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Courtesy Dream Designs

Lease or buy technology hardware?  Black consumers need to ask themselves this question because, as I have said before, Black people don’t play when it comes to money. 

Consider your cellphone; cell phone carriers have long practiced the art of selling you a cellphone with their service without actually selling you a cell phone. You know the deal, sign a two year contract and get the cellphone for free or at a discount. Cellphones have never been cheap and the true price of the phones are buried in your wireless bill. Now cell carriers are dropping those two year contracts, slashing monthly fees and creating new programs for the actual cost of the phone.  The option of buying or leasing a phone has become serious money choice.

Consider this, cheaper phones means a cheaper bill every month. If you are sensitive to the steep price of some of the more advanced phones you can drop your monthly bill by selecting a cheaper phone. 

But lets face it; the best way to save big money is to keep your old phone. Think about it, do your really need the latest smartphone just because it’s the newest thing on the market? That is what the cellphone makers want you to think!

Once your current phone is paid for that cost comes off your bill putting $20-30 a month back in your pocket.  Before the death of two year contracts service providers didn’t lower your bill even if you didn’t upgrade to a newer device.

If you must have a new phone for whatever reason you can always buy a nice refurbished smartphone. They are often just a year or two old and much cheaper than brand new phones. Many of these phones are refurbished by the manufacturer and are hard to tell from new. Finding these phones is simple just search online.

You have to do the math and see where your best deal is. Sprint and other carriers are offering some interesting deals where you get to upgrade the phone every two years without actually buying it. Sprint comes right out and says you are leasing it.

At the end of the lease you have the option of turning in the old phone (just two years) and getting an upgrade and keep paying. Or you can pay off the balance on the phone and just pay for the monthly service. 

AT&T recently has changed its phone plans making it tough to own a phone. Where it once offered three plans AT&T now offers only two. The new plan, titled AT&T Next Every Year, offers an annual upgrade and lets you trade-in your current phone as long as you’ve paid 50 percent of its retail value. The other option, AT&T’s Next plan, offers a 30-month financing plan. With AT&T Next you trade-in your phone after two years as long as you’ve paid 80 percent of its value. You also have the option of 24, 18 or 12 month lease plans. But you need to check the fine print on these plans. Both plans require you to trade-in the financed device meaning there’s no option to simply pay one off and start fresh with a new device or just buying a service plan. You just keep paying. The cellphone industry is getting tricky so you need to seriously consider buying versus leasing your next phone.

Another area to consider lease versus buy is your home Internet connectivity. Ask yourself this question; how long have you been leasing you Internet router and cable modem? Probably years. Now do the math. How much would a new router and modem cost you that you own free and clear? As little as $99 each. The average person can save as much as $250 dollars a year depending on the combination of router and service you currently pay for.  Starting to get the picture?

Here are a few things to think about when considering leasing versus buying a router and modem. To start make sure the equipment you buy is compatible with your Internet providers networks. You can usually find that information on their website or give them a call. Also consider technical things like learning how to configure it for maximum performance and security. If you have multiple wireless devices in your home you must consider how your router will perform and that includes television and telephone service. Some routers have a limited number of devices it can service effectively. Finally, if you have trouble or a breakdown of equipment you are responsible for repair or replacement of the equipment. 

With a lease you won’t have these worries. You just call your provider and problem solved.

Now you know.