Cellphone Plans; Which One is the Right One?

Published On December 9, 2015 | By Tom Huskerson | Now You Know


cinchIts the holiday season and someone is going to get a new cellphone. Most people already have a cellphone. Make that 96 percent of the U.S. population has a cellphone. African-Americans are more likely to have a smartphone than a computer. Among all Americans we do more business and shopping using mobile devices than all other groups.  You have no doubt seen all the commercials from all the cellphone companies with all the incredible promises of great services, plentiful data and great prices. The ads can be confusing. The question black people want answered is; which cellphone plan is right for you?

Cinch is a new online tool that allows you to answer a set of questions that guides you to the right phone plan. The phone plan search is the latest product from Cinch Financial, a company that helps consumers you find the right banks, credit cards and other financial products that best meets their needs.

The cellphone market is a vicious place that has cellphone companies at each other throats for customers. Why? Because everyone has a cell phone and few new customer can be found. So companies have to steal customers from each other. Not only are the big companies fighting for customers but they have to compete with smaller cell service providers that are nibbling away at specialized market segments. For example, Defense Mobile is specializing in serving current and former military members.  Consumer Cellular has targeted the market of older people with cell phones and has the backing of the AARP.

Cinch’s new tool assesses your needs and then suggests a cellphone plan from the many major and smaller carrier services competing for your business. According to Cinch the tool is designed to consider all the cell phone plans on the market including the fine print. Then, after you answer the questions, it customizes recommendations based on your specific situation. For people who do not wish to answer the questions they can send their bill to Cinch using the ‘BillSnap‘ feature of the website and they will do the comparison for you. Cinch clams to be totally unbiased and companies cannot pay to have their plan featured.

Cinch claims the tool uses the data collected from the various plans. The company said people tend to buy plans with too much data.  Cinch believes the easiest way to save money on phone plans is to reduce the monthly data customers pay for.

Now you know.

See also:

Big Four Wireless Carriers Get Poor Scores in Consumer Reports Rankings

T-Mobile is now America’s best wireless carrier (of the big four, at least)

What to Expect When You Switch Cell Carriers

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About The Author

Tom Huskerson Bio Born in Richmond Virginia Tom Huskerson is a military veteran who settled in California after his discharge. He attended Santa Barbara City College where he began his writing career as a campus reporter. He worked as an intern news reporter for the Santa Barbara News-Press writing feature stories before moving on to San Francisco. At San Francisco State University Tom studied broadcast communications and began to focus on the Internet. He completed his graduate thesis on Internet advertising. Tom was the first student to ever focus on the Internet as a graduate student at San Francisco State University. After graduation he went to work for Zona Research in California’s Silicone Valley. As a research associate Tom supported senior analyst writing on the latest developments in the Internet industry. During the dot com boom Tom worked for several web businesses as a market researcher and analyst. As a writer and researcher Tom has authored various technical works including a training program for Charles Schwab security. Other projects included professional presentations on workplace violence and hiring security contractors. Tom has returned to focus on writing both fiction and non-fiction works and blogging for a travel website. He has published two books of short stories and completed two novels. Tom is the owner of Scribe of Life Literature and EbonyCandle. Most recently Tom has launched the blog African American Cyber Report. The blog is the result of his desire to inform the African American community of the dangers and benefits of the cyber age. In his blog Tom reports on information security, new and analysis, scams and hoaxes, legal happenings and various topics that arise from the age of information. Tom believes that technology is a necessary tool for black people and they should know what is happening. Tom writes believing that techno speak is for the professional and that valuable information can be communicated using plain language. As a result he has embraced the motto, Less Tech, More Knowledge.

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