Pay-at-the-Pump Skimming on the Rise

Published On November 6, 2015 | By Tom Huskerson | Now You Know
gas pump skimmer tape

Security tape on gas pump card reader


Security experts are warning of a rise in skimming attacks at gas stations. Millions of
African-Americans use self-service gas pumps everyday and could be vulnerable to skimming attacks.

Skimming attacks are expected to rise significantly between now and the end of 2016 because of the change to the new EMV or PIN and Chip cards. Criminals are targeting self-service terminals at gas stations and ATMs because they are not yet using the new card technology.

Financial fraud expert Avivah Litan said, “Unattended, and especially older, self-service gas pumps are, and have always been, a very attractive target for criminals. And they will become increasingly attractive, as these will be some of the last payment acceptance devices to be upgraded to EMV in the U.S.”

Although the EMV fraud liability shifted for physical point-of-sale devices in the U.S. this past October, the liability shift for self-service gas pumps does will not be implemented until October of 2016 for MasterCard and October 2017 for Visa. October 2017 is also the date set by both card brands for EMV fraud liability shifts at U.S. ATMs.

Experts have been expecting a shift in card fraud as a result of the new EMV cards. They are warning consumers and retailers that gas stations and convenience stores should at least require customers to use their zip codes to authorize payments. This practice dramatically reduces card fraud.

Security executives are warning retailers to step up physical security at the pumps to reduce the opportunity for criminals to install skimmers.   “To place the device on the pump, the fraudster needs access to inside the pump door, so from my perspective, better physical security is needed,” the executive says. “From some of the devices we have seen placed, they are on the pumps for several days, if not a few weeks; and in cases of Bluetooth or Wi-Fi enablement, to download the data, the devices may be left on longer, as to not risk capture or removal.”

To avoid gas pump skimmer follow these steps;

  • Examine the card slot closely. Wiggle or tug on the slot to make sure it is secure.
  • Check security seal on the card slot.
  • Look for signs of tampering such as broken lock on the cover.
  • Use cash whenever possible.
  • Use a credit card rather than a debit card.
  • If you must use a debit card select the option on the screen that allows you to have your debit card purchase processed as a credit card transaction.  Don’t use your PIN  which is what the bad guys need to withdraw cash from your account at an ATM.
  • As always monitor you bank account and card transactions closely.

Now you know.

 

 

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About The Author

Tom Huskerson Bio Born in Richmond Virginia Tom Huskerson is a military veteran who settled in California after his discharge. He attended Santa Barbara City College where he began his writing career as a campus reporter. He worked as an intern news reporter for the Santa Barbara News-Press writing feature stories before moving on to San Francisco. At San Francisco State University Tom studied broadcast communications and began to focus on the Internet. He completed his graduate thesis on Internet advertising. Tom was the first student to ever focus on the Internet as a graduate student at San Francisco State University. After graduation he went to work for Zona Research in California’s Silicone Valley. As a research associate Tom supported senior analyst writing on the latest developments in the Internet industry. During the dot com boom Tom worked for several web businesses as a market researcher and analyst. As a writer and researcher Tom has authored various technical works including a training program for Charles Schwab security. Other projects included professional presentations on workplace violence and hiring security contractors. Tom has returned to focus on writing both fiction and non-fiction works and blogging for a travel website. He has published two books of short stories and completed two novels. Tom is the owner of Scribe of Life Literature and EbonyCandle. Most recently Tom has launched the blog African American Cyber Report. The blog is the result of his desire to inform the African American community of the dangers and benefits of the cyber age. In his blog Tom reports on information security, new and analysis, scams and hoaxes, legal happenings and various topics that arise from the age of information. Tom believes that technology is a necessary tool for black people and they should know what is happening. Tom writes believing that techno speak is for the professional and that valuable information can be communicated using plain language. As a result he has embraced the motto, Less Tech, More Knowledge.

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